If your 2026 renewal feels more punishing than usual, you aren’t imagining it....

https://alpha-wiki.win/index.php/Is_it_better_to_offer_a_smaller_benefit_to_everyone_or_a_full_plan_to_a_few%3F

If your 2026 renewal feels more punishing than usual, you aren’t imagining it. Small employers are facing a brutal combination of rising premiums and almost zero negotiating power with major carriers