Planning for a big family bill? Keep separate savings pots for the cost and...
https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/
Planning for a big family bill? Keep separate savings pots for the cost and your emergency buffer. Stress-test your budget with an awkward month, such as a car repair or reduced pay, so you know what you can afford before committing.