Small businesses can shop off-exchange with a licensed broker, compare...

https://remingtonsgreatchat.wordcanopy.com/posts/health-insurance-for-a-startup-with-5-employees-where-do-i-start

Small businesses can shop off-exchange with a licensed broker, compare small-group plans directly through carriers, or consider an HRA for individual coverage. Before weighing prices, check whether employees’ doctors and hospitals are in-network.