When client checks arrive late, a Rolex can help cover the gap without selling...

https://wiki-legion.win/index.php/Is_a_Rolex_Loan_a_Long-Term_Financing_Solution%3F

When client checks arrive late, a Rolex can help cover the gap without selling it. A lender evaluates the watch and may advance up to 30% of its value, giving freelancers short-term cash while they wait for the next invoice to clear.