While packing for a weekend in Woodbridge I ran numbers on refinance options and realized HELOC
https://scotttipsblog.raidersfanteamshop.com/how-our-credit-report-errors-almost-derailed-our-brampton-mortgage-pre-approval
While packing for a weekend in Woodbridge I ran numbers on refinance options and realized HELOC and refinance were not interchangeable for our plan.